Workflow 02 — Decision Governance
BSA & Fraud.
Governed disposition of every BSA alert, SAR decision, and fraud case with named owner and rationale.
The shared decision anatomy
Every Decision Governance Workflow follows the same five-step structure. The BSA & Fraud workflow uses it like this:
- Signal. BSA alert or fraud case generated by monitoring systems or staff escalation.
- Owner. BSA Officer (or fraud lead) for disposition; SAR Committee for filings.
- Decision. File / no-file, close / escalate, with documented rationale tied to typology and evidence.
- Action. Disposition recorded, customer-impacting actions executed, SAR filed if applicable.
- Outcome. Every alert has a rationale on the record. SAR backlog and aging are visible, not anecdotal.
01
Signal
02
Owner
03
Decision
04
Action
05
Outcome
Apex linkage
Strategic & Board Decisions inherit operational evidence from this workflow. Decisions made in BSA & Fraud flow upward to the apex layer automatically, so a board-level capital, risk-appetite, or strategic-plan decision ties back to the operational record beneath it.
How to start
Per-workflow subscription is the entry point. Subscribe to the BSA & Fraud workflow at $149/mo and onboard in days, not weeks. For multi-workflow scope or apex linkage, talk to us about the Risk Bundle or Enterprise tier.